These days, sometimes getting a mortgage is hard. For those of us that had husbands or wives serving in the military, sometimes it can be even harder. That is why Veteran Loans were created. They are offered most often at a lower interest rate that the going rate, which these days is pretty low by modern day standards. They also provide a zero percent down payment, which can be helpful for those who have been sending money home to raise a family while they are in combat or stationed overseas. Are you a veteran? Have you taken advantage this opportunity?