I got candy, magazines and MONEY in the mail. The candy, well it’s from The Wisconsin Candy Dish, soon to be renamed something (hopefully something to do with taffy, mm, taffy!) more appropriate. Learn more about that here. I volunteered to sample, er, to have my family sample some candy and get back to her. It arrived just in time to wire the kids’ jaws shut for graduation of the oldest. Awesome. Well, maybe we’ll wait until after graduation. Sticky hands do not happy parents make.
Magazines, well they finally caught up with us I guess I will have to get the address change to them, and money, well that is the longest story.
After the baby was born, I called my obgyn in Iowa, as they still had my 20% prepay for labor and delivery. My baby was born in MO, therefore, no play, no pay. They told me once the insurance went through that they would forward any money on to me (that was when we were in Iowa). I called again immediately after the baby was born, forseeing huge bills, as our baby did not wait for our insurance to change over, bless her heart, and the lady told me if I was owed anything, which she didn’t think I was, as the appointments would probably eat up the cost, well, then I might get a small refund in the mail. I was confused, beyond, WAY beyond insane with hormones, told my husband and he said they must be right. After I got my final (thank god!) bill from the hospital (that’s another story-they neglect to send me a bill until May for a baby born in October and somehow that’s MY problem? I thought I had paid them, as I got a bill, not so, I got a bill for HER care, not mine, I digress) then I talked to the insurance, figured out that I really did owe the MO hospital money, and asked her about the Iowa one. I was just asking for her personal opinion, as we signed something that said for labor and delivery and should we have paid that much. She said including copays we should only have paid about 99$. Hm. My wallet is considerably fatter today, thanks to the insurance lady (THANK YOU!) that told me to call them back and tell them the insurance company didn’t think so, and if they disagreed to let them know and they’d take care of it. How you like that? So what I got back was about 1/2 of what I had to pay out JUST to the hospital for me only. That doesn’t count baby costs, anethesiologists, etc. etc.
Still, though, a small victory is a victory nonetheless! I worked hard for that money, and saved every penney to pay off the baby bills I anticipated, and even though we definitely went over what I anticipated, what with all the bilirubin heel sticks and extra doctor’s trips, I’m very happy with the insurance company we left behind. Hopefully, I’ll be equally as happy with the one that we have now. We pay a lot less thanks to Matthew’s employer, and I’ve already met my deductible, and Keeley is half the way there. Matthew, well if he’d go get a checkup, it would be free except for co pay. But still, even if we don’t meet it at all, it will be a lot better than the ouch we took on her coming early and the associated costs, both to our wallet and our minds with her ‘preemie’ status, and I use that term lightly now. She is now ‘moose’ instead of ‘mouse’ –lord have mercy on us all, and hot diggity! Mama needs some..well, a little bit of everything.